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I used to work for a regulation agency and if memory serves, one in every of you has to purchase the other out or the Decide will want the house bought, in the event you go to Divorce. I know within the OP's case the home is joint, but I'd hate to consider others studying this, who believe their husband's can promote their home out from below them, if the house is in his sole name, which is utter rubbish. This was emailed to me by my SIL who is a solicitor law firm and has a Phd in Regulation.
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This protects you in case your automobile is being repaired as part of a Complete or Collision claim
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